What should I do in this market?
Still wondering what you should do in this market? The market has pulled back and your home is worth less, sure. If you are planning on buying more home, it is down too. Your gain on the new home is more than your loss on the current home. You will also get a fantastic interest rate! Likely better than the one you currently have. You will also get the tax credit of $6,500 for a move-up buyer if you hurry.
What if you don't have a home yet? Prices are down, rates are down, and the Government is giving you $8,000. Can't think of a better time.
Should I sell my home and rent, etc? No. Really the only thing that doesn't make sense is to sell if you don't have to, without replacing the home with something else.
(There are some limitations and details, regarding the tax credit. Call for details.)
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